About the conference
Date: 3 and 4 September 2025
Location:
Day 1 – Warwick Business School, The Shard, London
Day 2 – Bank of England, Threadneedle Street, London
The Bank of England and Warwick Business School are co-hosting a conference for academics, central banks, international institutions and the payments industry to share ideas on how innovative solutions are changing the nature of money and payments.
The payments landscape has radically evolved over the last decade, with consumer preferences and technological developments changing the way households and businesses pay for goods and services. The Bank wants to continue to support innovation in money and payments while maintaining monetary and financial stability. It is vital that UK households, businesses and financial market participants can trust the money they hold and make payments with confidence.
Programme
The conference will bring together academics, central banks, international institutions and the payments industry to drive policy relevant discussions on the future of money and payments. We will facilitate the exchange of research and findings with practical insights. This will help promote academic research into real world applications and showcase innovative solutions for the future of money and payments.
The conference will consist of short academic presentations and collaborative discussion panels and presentations, with a keynote address from Sarah Breeden (Deputy Governor for Financial Stability, Bank of England).
The conference will cover themes such as:
- the role of central banks in the future of retail money and payments
- payment innovation as a catalyst for growth
- global trends in retail payments
- the role of interoperability in retail payments
- users' interactions with payments and new forms of money
Call for academic submissions
We invite theoretical and empirical submissions on these issues. We are keen for a multi-disciplinary conference, and welcome submissions from a range of academic disciplines. However, submissions related to the following topics are especially encouraged:
- the interactions between different forms of money
- effects of new forms of money on the financial system eg CBDC, stablecoins, tokenised deposits
- the role for public infrastructure in supporting innovation in money and payments
- alternative approaches to ensuring interoperability between different forms of money
- the trade-offs between usability and safety of money and payments
- the role of payments innovation in driving economic growth
- effects of digital identity on payment methods
- what innovations can support an inclusive ecosystem
- the appropriate balance between public and private money
The conference will take place in London on 3 and 4 September 2025 as an in-person event. There will be a series of academic paper sessions and panel events.
Please send your submissions to CBDC@bankofengland.co.uk. The deadline is 20 June 2025. Authors of successful submissions will be notified in July.
Organising committee: Nick Mclaren, Benjamin Hemingway, Charlie Dyos-Hunter, Anika Daclan, David Skeie, Bazil Sansom, Cormac Sullivan and Katherine Higton.
Register your interest to attend
We are limited by our in-person capacity and will look to invite up to 100 attendees across academia and industry. We, therefore, need to be selective in ensuring a diverse range of attendees from the relevant fields. The event will be live streamed for those we are unable to accommodate in person. If you are interested in attending in person, please fill in your details through the link below:
