Arzu Uluc

Economist - Macro-Financial Risks Division​

Biography

Arzu joined the Bank on October 2012 and works on assessing the risks to financial stability arising from non-financial sectors and markets such as housing. Previously Arzu worked in the Banking and Financial Institutions Department at the Central Bank of Republic of Turkey between 2005 and 2008. Arzu received a PhD from the European University Institute in 2012. Arzu's research interests span topics in house price stability, mortgage markets, and macro-prudential policies.
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Arzu's Bank publications

Publication // Working Paper

Distributional consequences of borrower-based...

Distributional consequences of borrower-based macroprudential tools
Publication // Working Paper

Agent-based modeling at central banks: recent...

Agent-based modeling at central banks: recent developments and new challenges
Publication // Working Paper

The impact of prudential regulations on the...

The impact of prudential regulations on the UK housing market and economy: insights from an agent-based...
Publication // Working Paper

Heterogeneous effects and spillovers of macroprudential...

Heterogeneous effects and spillovers of macroprudential policy in an agent-based model of the UK housing...
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Arzu's Bank Underground Blog posts

Distributional consequences of borrower-based macroprudential tools - September 2026
Unintended consequences of higher capital requirements - September 2016  
Is starting a new market like opening a nightclub? - October 2015  
Local housing booms and busts in England - September 2015 

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