Mortgage Lenders and Administrators Statistics - 2014 Q4

The mortgage lenders and administrators (MLAR) statistics are quarterly statistics aggregated from the returns from around 300 regulated mortgage lenders and administrators, providing data on their mortgage lending activities. 
Published on 10 March 2015
  • The overall value of the residential loan amounts outstanding in Q4 2014 was £1,259.6 billion, an increase of 0.3% compared with Q3 2014 and an increase of 1.7% over the past four quarters. 
  • Amounts outstanding on regulated loans were £996.2 billion, constituting 79% of the total in Q4 2014. This proportion has remained constant since Q4 2013. Non-regulated loans remained unchanged in Q4 2014 at £263.4 billion.
  • The value of securitised amounts outstanding declined further – by 3.2% in Q4 2014 – to £91.1 billion. Unsecuritised amounts outstanding (which exclude securitised assets) continued to increase, by 0.6% to £1,168.5 billion in Q4 2014. Thus, the proportion of total amounts outstanding of securitised balances decreased for the ninth consecutive quarter to 7.2%, the lowest level since the series began in 2007.

PDF Mortgage lenders and administrators statistical release - 2014 Q4

PDF Press release

Next release date: 9 June 2015

Long run versions of the summary and detailed tables are now available in Excel format, for data going back to Q1 2007. These have been sourced from data published by the FSA on their archive pages prior to Q1 2013 and data published by the Bank of England from Q1 2013.

Excel MLAR statistics: summary tables

Excel MLAR statistics: detailed tables

MLAR Survey

The Financial Conduct Authority are carrying out a survey where you can tell us what you think of the MLAR publication:

Take part in the MLAR survey

Please note:

We are aware of an issue regarding the increase in administered arrears from Q3 2016 and we are investigating, along with the FCA, the cause and possible solutions. We found there was an issue in our firm reporting data for administered arrears where the category of ‘other’ administered loans, which should not have been reported to us, was being included. This inflated the arrears figures published. We have since requested a resubmission of reports and as a result we are expecting to restate the arrears figures in the forthcoming publications.

Further details about mortgage lenders and administrators statistics

Further details on MLAR available from the FCA

PDF MLAR form

If you have any comments or queries about this release please email mlar@bankofengland.co.uk.

Was this page useful?
Add your details...