- The overall value of the residential loan amounts outstanding in Q4 2015 was £1,291.4 billion, an increase of 0.7% compared with Q3 2015 and an increase of 2.5% over the past four quarters.
- Amounts outstanding on regulated loans were £1,022.5 billion, constituting 79% of the total in Q4 2015. This proportion has remained constant since Q4 2013. Non-regulated loans increased by £0.8 billion compared with Q3 2015 and by £5.6 billion compared with Q4 2014, to a level of £269.0 billion in Q4 2015.
- The value of securitised amounts outstanding decreased by 3.8% compared to Q3 2015 to £81.0 billion in Q4 2015. Unsecuritised amounts outstanding (which exclude securitised assets) continued to increase by 1.1% from Q3 2015 to £1,210.4 billion in Q4 2015. Thus, the proportion of total amounts outstanding of securitised balances decreased for the thirteenth consecutive quarter to 6.3%, the lowest level since the series began in 2007.
Long run versions of the summary and detailed tables are now available in Excel format, for data going back to Q1 2007. These have been sourced from data published by the FSA on their archive pages prior to Q1 2013 and data published by the Bank of England from Q1 2013.
We are aware of an issue regarding the increase in administered arrears from Q3 2016 and we are investigating, along with the FCA, the cause and possible solutions. We found there was an issue in our firm reporting data for administered arrears where the category of ‘other’ administered loans, which should not have been reported to us, was being included. This inflated the arrears figures published. We have since requested a resubmission of reports and as a result we are expecting to restate the arrears figures in the forthcoming publications.
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