Borrowing calculator

See how much your loan payments could be over time. Enter your details below to get an estimate

This calculator provides an estimate only and is based on the details you enter. It doesn't account for inflation, taxes, or fees. The interest rate is an estimate and can change. It is not financial advice. Consider seeking independent financial advice for investment decisions.

Check our savings calculator

Calculator inputs

Enter the total amount you want to borrow, in pounds.

Enter the number of years you plan to take to repay the loan.

Use slider or type value

Tip: For precise rates like 3.75%, type directly in the box

Use the slider to adjust the interest rate between 0% and 25% in steps of 0.25%.

You can type your exact interest rate here instead of using the slider. Enter a value between 0 and 25, with up to 2 decimal places.

Calculator results summary

Your loan details

Monthly payment: £0
Monthly interest paid: £0
Total amount you'll pay back: £0
Total interest you'll pay: This is the extra money you pay on top of what you borrowed. It's the cost of borrowing. £0

Loan repayment chart

Savings calculator

Inflation calculator

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This page was last updated 24 September 2025