This edition concentrates on the mechanics of the changeover to the euro in the first 12 countries, which is now complete. The final changeover around the turn of this year was a complex project, and required extensive planning and preparation. This edition describes the changeover in detail and sets out the lessons learnt, drawing on discussions with both euro-area authorities and commercial banks, before considering the lessons for any changeover in the UK, if it were to decide to join.
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