Holders of these notes may continue to use them, but after 21 November 2003 they will no longer be legal tender. This means that they will not be widely accepted in retail outlets after this date. Most banks, building societies, and Post Offices will continue to accept the Stephenson £5 notes for several months after 21 November. However, this will be at the discretion of the individual institution. As with all old Bank of England notes, the Stephenson £5 notes will remain payable forever at the Bank of England.