Benjamin Guin

Economist - Banking Policy Division​


Benjamin is a Senior Economist in our Prudential Policy directorate. He joined the Bank in August 2016.

He conducts research on topics in household finance, real estate and bank risk management with focus on aspects of climate-related risks and credit risk.

He contributes to the development and evaluation of the regulatory framework for banks. Benjamin has represented the Bank of England at the European Banking Authority and at the Basel Committee on Banking Supervision (BCBS). He also co-organises our research seminar series.

Before joining us, Benjamin completed several short-term placements at the European Central Bank, Swiss Financial Market Supervisory Authority (FINMA) and Deutsche Bundesbank.

Benjamin holds a PhD in Economics and Finance from the University of St.Gallen (HSG). And he was a Chazen Visiting Scholar at Columbia University, Graduate School of Business.

Benjamin's selected academic publications

Deposit Withdrawals from Distressed Banks: Client Relationships Matter - with M Brown and S Morkoetter, Journal of Financial Stability (2020).
Culture and Household Saving, ECB Working Paper Series No. 2069 (2017)
Microfinance Banks and Financial Inclusion - with M Brown and K Kirschenmann, Review of Finance (2016).  
The Exposure of Mortgage Borrowers to Interest Rate Risk and House Price Risk – Evidence from Swiss Loan Application Data - with M Brown, Swiss Journal of Economics & Statistics (2015).


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