Sebastian de-Ramon

Sebastian de-Ramon is a Senior Researcher in the Bank of England's Prudential Policy Directorate. His research focuses on financial stability, prudential regulation and macro-financial modelling. He has published extensively on banking competition, bank capital requirements, regulatory policy and the behaviour of financial institutions.

 

Prior to joining the Bank of England, Sebastian worked on macroeconomic forecasting, policy modelling and financial regulation in both the public and private sectors. He contributed to the Basel Committee's impact assessments of the Basel III reforms and co-authored the FSA's framework for assessing the macroeconomic effects of prudential policy.

His current research examines the interactions between banks, households, pension funds and insurance companies within stock-flow consistent and other macro-financial models. This work aims to improve understanding of household saving, long-term finance and the role of non-bank financial institutions in financial stability.