Effective interest rates - January 2017

This statistical release contains average interest rates across deposit or loan accounts with UK banks and building societies, calculated using data on rates and balances.
Published on 01 March 2017
  • Effective rates on individuals’ new other loans fixed 1-5 years decreased by 30 basis points to 7.27%.
  • Effective rates on individuals’ new secured lending decreased by 11 basis points to 2.03%.
  • Effective rates on individuals’ overdrafts increased by 34 basis points to 11.41%.

PDF Effective interest rates statistical release - January 2017

Excel Data tables

Further details about these data are available on the National Archives:

The National Archives

View and download more effective interest rates data 


If you have any comments or queries about this release please email dsd_ir@bankofengland.co.uk.

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