- Effective rates on the stock of corporate loans increased by 1bp to 3.19%, following a 9bps increase in the April data.
- Effective rates on new fixed-rate mortgages increased by 8bps to 2.10%.
- Effective rates on new ISAs decreased by 15bps to 1.21%.
Table A: Effective interest rates paid/received on individual's balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
| Outstanding | New business | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Sight deposits |
Time deposits |
Other loans |
Secured loans |
Time deposits |
Other loans |
Secured loans |
|||
| Z6IQ | Z6IW | Z6KO | Z6K6 | Z6IH | Z6K5 | Z6JM | |||
| 2018 | Feb | 0.46 | 0.90 | 7.00 | 2.51 | 0.97 | 7.37 | 2.02 | |
| Mar | 0.46 | 0.90 | 6.98 | 2.51 | 1.11 | 7.37 | 2.04 | ||
| Apr | 0.45 | 0.90 | 7.00 | 2.48 | 1.13 | 7.42 | 2.02 | ||
| May | 0.45 | 0.90 | 6.94 | 2.47 | 1.07 | 7.39 | 2.09 | ||
Table B: Effective interest rates paid/received on PNFC balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
| Outstanding | New business | ||||||
|---|---|---|---|---|---|---|---|
| Sight deposits |
Time deposits |
Loans | Time deposits |
Loans | |||
| HSCT | HSCU | HSDC | BJ72 | BJ82 | |||
| 2018 | Feb | 0.28 | 0.56 | 3.06 | 0.46 | 2.79 | |
| Mar | 0.26 | 0.58 | 3.09 | 0.50 | 2.65 | ||
| Apr | 0.25 | 0.63 | 3.18 | 0.54 | 2.83 | ||
| May | 0.25 | 0.63 | 3.19 | 0.51 | 2.76 | ||
Data tables