Key points
Commentary on this data is now incorporated into the Money and Credit statistical release to facilitate analysis.
Table A: Effective interest rates paid/received on individual's balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
| Outstanding | New business | |||||||
|---|---|---|---|---|---|---|---|---|
| Sight deposits | Time deposits | Other loans | Secured loans | Time deposits | Other loans | Secured loans | ||
| Z6IQ | Z6IW | Z6KO | Z6K6 | Z6IH | Z6K5 | Z6JM | ||
| May | 0.10 | 0.42 | 6.51 | 2.07 | 0.33 | 5.61 | 1.90 | |
| Jun | 0.10 | 0.40 | 6.50 | 2.07 | 0.32 | 5.67 | 1.95 | |
| Jul | 0.10 | 0.38 | 6.42 | 2.05 | 0.29 | 5.85 | 1.83 | |
| 2021 | Aug | 0.09 | 0.37 | 6.46 | 2.05 | 0.29 | 5.87 | 1.82 |
Table B: Effective interest rates paid/received on PNFC balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
| Outstanding | New business | |||||
|---|---|---|---|---|---|---|
| Sight deposits | Time deposits | Loans | Time deposits | Loans | ||
| HSCT | HSCU | HSDC | BJ72 | BJ82 | ||
| May | 0.04 | 0.17 | 2.50 | 0.06 | 2.26 | |
| Jun | 0.04 | 0.17 | 2.55 | 0.07 | 2.38 | |
| Jul | 0.05 | 0.16 | 2.55 | 0.07 | 1.79 | |
| 2021 | Aug | 0.04 | 0.15 | 2.65 | 0.07 | 2.27 |
Chart 1: Effective interest rates on individuals deposits
Per cent Not seasonally adjusted
Chart 2: Effective interest rates on individuals loans
Not seasonally adjusted
