Key points
Commentary on this data is now incorporated into the Money and Credit statistical release to facilitate analysis.
Table A: Effective interest rates paid/received on individual's balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
|
|
|
Outstanding |
New business |
||||||
|
|
|
Sight deposits |
Time deposits |
Other loans |
Secured loans |
|
Time deposits |
Other loans |
Secured loans |
|
|
|
|
|||||||
|
2021 |
Sep |
0.09 |
0.35 |
6.51 |
2.04 |
|
0.31 |
6.02 |
1.78 |
|
|
Oct |
0.09 |
0.34 |
6.44 |
2.03 |
|
0.36 |
6.27 |
1.59 |
| Nov | 0.09 | 0.34 | 6.54 | 2.02 | 0.37 | 6.43 | 1.50 | ||
| Dec | 0.09 | 0.33 | 6.47 | 2.00 | 0.36 | 6.27 | 1.58 | ||
Table B: Effective interest rates paid/received on PNFC balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
|
|
|
Outstanding |
New business |
||||
|
|
|
Sight deposits |
Time deposits |
Loans |
|
Time deposits |
Loans |
|
|
|
|
|||||
|
2021 |
Sep |
0.04 |
0.14 |
2.65 |
|
0.07 |
1.88 |
|
|
Oct |
0.04 |
0.15 |
2.66 |
|
0.10 |
1.89 |
| Nov | 0.04 | 0.14 | 2.70 | 0.10 | 2.05 | ||
| Dec | 0.05 | 0.17 | 2.75 | 0.11 | 2.03 | ||
Chart 1: Effective interest rates on individuals deposits
Per cent Not seasonally adjusted
Chart 2: Effective interest rates on individuals loans
Not seasonally adjusted
