Key points
Commentary on this data is now incorporated into the Money and Credit statistical release to facilitate analysis.
Table A: Effective interest rates paid/received on individual's balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
| Outstanding | New business | |||||||
|---|---|---|---|---|---|---|---|---|
| Sight deposits | Time deposits | Other loans | Secured loans | Time deposits | Other loans | Secured loans | ||
| Z6IQ | Z6IW | Z6KO | Z6K6 | Z6IH | Z6K5 | Z6JM | ||
| 2020 | Nov | 0.12 | 0.53 | 6.58 | 2.11 | 0.50 | 5.46 | 1.83 |
| Dec | 0.12 | 0.51 | 6.55 | 2.12 | 0.42 | 5.38 | 1.90 | |
| 2021 | Jan | 0.12 | 0.49 | 6.51 | 2.09 | 0.42 |
5.41 |
1.85 |
| Feb | 0.12 | 0.48 | 6.56 | 2.09 | 0.34 | 5.16 | 1.91 | |
Table B: Effective interest rates paid/received on PNFC balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
| Outstanding | New business | |||||
|---|---|---|---|---|---|---|
| Sight deposits | Time deposits | Loans | Time deposits | Loans | ||
| HSCT | HSCU | HSDC | BJ72 | BJ82 | ||
| 2020 | Nov | 0.06 | 0.24 | 2.45 | 0.07 | 1.66 |
| Dec | 0.06 | 0.22 | 2.45 | 0.06 | 1.81 | |
| 2021 | Jan | 0.06 |
0.20 |
2.41 | 0.08 | 1.70 |
| Feb | 0.05 | 0.20 | 2.43 | 0.06 | 2.96 | |
