Key points
Commentary on this data is now incorporated into the Money and Credit statistical release to facilitate analysis.
Table A: Effective interest rates paid/received on individual's balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
| Outstanding | New business | |||||||
|---|---|---|---|---|---|---|---|---|
| Sight deposits | Time deposits | Other loans | Secured loans | Time deposits | Other loans | Secured loans | ||
| Z6IQ | Z6IW | Z6KO | Z6K6 | Z6IH | Z6K5 | Z6JM | ||
| 2021 | Mar | 0.11 | 0.46 | 6.52 | 2.08 | 0.49 | 5.03 | 1.95 |
| Apr | 0.10 | 0.44 | 6.51 | 2.07 | 0.46 | 5.65 | 1.88 | |
| May | 0.10 | 0.42 | 6.51 | 2.07 | 0.33 | 5.61 | 1.90 | |
| Jun | 0.10 | 0.40 | 6.50 | 2.07 | 0.32 | 5.67 | 1.95 | |
Table B: Effective interest rates paid/received on PNFC balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
| Outstanding | New business | |||||
|---|---|---|---|---|---|---|
| Sight deposits | Time deposits | Loans | Time deposits | Loans | ||
| HSCT | HSCU | HSDC | BJ72 | BJ82 | ||
| 2021 | Mar | 0.05 | 0.19 | 2.44 | 0.06 | 2.44 |
| Apr | 0.05 | 0.18 | 2.42 | 0.07 | 1.82 | |
| May | 0.04 | 0.17 | 2.50 | 0.06 | 2.26 | |
| Jun | 0.04 | 0.17 | 2.55 | 0.07 | 2.38 | |
Chart 1: Effective interest rates on individuals deposits
Per cent
Not seasonally adjusted
Chart 2: Effective interest rates on individuals loans
Not seasonally adjusted
