Key points
Commentary on this data is now incorporated into the Money and Credit statistical release to facilitate analysis.
Table A: Effective interest rates paid/received on individual's balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
|
Outstanding |
New business |
|||||||
|---|---|---|---|---|---|---|---|---|
|
Sight deposits |
Time deposits |
Other loans |
Secured loans |
Time deposits |
Other loans |
Secured loans |
||
| 2025 | Nov | 1.75 | 3.36 | 8.63 | 3.90 | 3.81 | 8.68 | 4.20 |
| Dec | 1.75 | 3.35 | 8.61 | 3.92 | 3.76 | 8.78 | 4.15 | |
| 2026 | Jan | 1.76 | 3.34 | 8.97 | 3.90 | 3.77 | 9.03 | 4.09 |
| Feb | 1.72 | 3.31 | 9.07 | 3.95 | 3.67 | 9.06 | 4.10 | |
Table B: Effective interest rates paid/received on PNFC balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
|
Outstanding |
New business |
|||||
|---|---|---|---|---|---|---|
|
Sight deposits |
Time deposits |
Loans |
Time deposits |
Loans |
||
| 2025 | Nov | 2.05 | 3.47 | 5.91 | 3.47 | 5.64 |
| Dec | 2.03 | 3.40 | 5.86 | 3.39 | 5.64 | |
| 2026 | Jan | 1.97 | 3.34 | 5.80 | 3.37 | 5.71 |
| Feb | 1.94 | 3.30 | 5.77 | 3.28 | 5.66 | |
Chart 1: Effective interest rates on individuals deposits
Per cent
Not seasonally adjusted
Chart 2: Effective interest rates on individuals loans
Per cent
Not seasonally adjusted
