- The overall value of the residential loan amounts outstanding was £1,228 billion in Q1 2013, a decrease of 0.1% compared with Q4. This was the first decrease in the amounts outstanding since Q1 2011 and over the past four quarters there was an increase of 0.5% in the total amounts outstanding.
- Within the Q1 2013 total, amounts outstanding on regulated loans increased slightly to £957 billion, accounting for 78% of the total. Non-regulated loans, predominantly buy-to let lending, continued to decrease, reducing by a further 0.5% in the quarter to £271 billion.
- The value of securitised amounts outstanding continued a declining trend which started in 2009, reducing by a further 3.4% in Q1 2013 to £118 billion. Un-securitised amounts outstanding, however, continued to increase to £1,110 billion in Q1 2013. Consequently, the proportion of overall amounts outstanding that securitised balances account decreased for the second quarter in succession, recording a historical low of 9.6%.
Long run versions of the summary and detailed tables are now available in Excel format, for data going back to Q1 2007. These have been sourced from data published by the FSA on their archive pages prior to Q1 2013 and data published by the Bank of England from Q1 2013.
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