Distribution of balances within effective interest rate series

The distribution of balances data for effective rates gives a sector split of business volumes

Average daily balances for particular product categories are divided by total average daily balances. These data are calculated on a quarterly basis.

Individuals and individual trusts

Proportional breakdown of individuals and individual trusts on stock of time deposit balances

Proportional breakdown of individuals and individual trusts on new time deposits

Proportional breakdown of individuals and individual trusts on stock of other loan balances

Proportional breakdown of individuals and individual trusts on new other loan balances

Proportional breakdown of individuals and individuals trusts on stock of mortgage balances

Proportional breakdown of individuals and individual trusts on new mortgage balances

PNFCs

A PNFC is a private non-financial corporation.

Proportional breakdown of PNFCs' stock of time deposit balances

Proportional breakdown of PNFCs' new time deposit balances

Proportional breakdown of PNFCs' stock of loan balances

Proportional breakdown of PNFCs' new loan balances

SMEs

SMEs (small or medium sized enterprises) are defined as PNFCs with annual debit turnover of £25 million or less (This is the definition which we use for form ER, and is in line with other statistical returns such as LN).

Proportional breakdown of effective rates to SMEs of which are stock of loan balances

Proportional breakdown of SMEs new loan balances

This page was last updated 31 January 2023