Which firms does the PRA regulate?

The Prudential Regulation Authority regulates around 1,500 banks, building societies, credit unions, insurers and major investment firms. You can see lists of these firms here.

This page was produced before the UK’s withdrawal from the EU. The UK has now entered into a transition period, due to end on 31 December 2020, during which EU law will continue to apply. We will update this page at a later date, as appropriate, to reflect the legal and regulatory framework applicable at the end of the transition period.

The lists of banks and building societies that we regulate are updated monthly, the list of investment firms is updated annually, and the list of insurers is updated biannually. They are intended to be used as a guide only. 

5 December 2019 To ensure consistency of how the information is displayed on this page, going forward the naming convention for various lists will be date stamped in the format “As at the day/month/year” it was published. Therefore the data for November will be titled 2 December 2019.

Banks we regulate

This list is based on the definition of 'bank' in the PRA Rulebook glossary.

Building societies we regulate

A building society is defined by the Building Societies Act 1986.

Ring-fenced bodies (RFBs)

From 1 January 2019, the PRA’s general safety and soundness objective has been amended to reflect the aims of structural reform (also referred to as ring-fencing). The list – which will be published annually – sets out the  UK banking groups included entities which were ring-fenced bodies (RFB) pursuant to section 142A of the Financial Services and Markets Act 2000 (FSMA) (as amended), and includes the individual RFBs within each group.

Historical PRA-regulated bank and building society lists

Insurers operating in the United Kingdom

These lists set out the UK-authorised (ie regulated by the PRA) and European Economic Area (EEA) - authorised insurers operating in the UK. We update these lists four times a year.

Decision by the Prudential Regulation Authority on the Application of Liverpool Victoria Friendly Society to convert to Liverpool Victoria Financial.

Decision by the Prudential Regulation Authority on the Application of Police Mutual Assurance Society Limited to transfer all of its engagements to The Royal London Mutual Insurance Society Limited.

Investment firms we regulate

A PRA-designated investment is a firm that, broadly speaking, meets the following conditions:

  • It has, or has applied for, permission to deal in investments as principal
  • It has (or would have if it was authorised) a minimum capital of €730,000, or is broadly analogous to a European Economic Area (EEA) passporting firm or non-EEA firm
  • It qualifies under our criteria for designated investment firms.

Firms that appear on this list do not hold permission to take deposits. Deposit takers with similar business models to the firms in this list appear in the list of banks we regulate. 

Investment firms that do not appear on either of these lists are regulated by the Financial Conduct Authority.

Standing data

Standing Data are basic information we hold about your firm and publish on the Financial Services Register. You can keep it up to date online using Connect. Firm details displayed on the Financial Services Register includes your firm's registered name, trading name(s) and address details. For information, see the Standing Data form which details information to be completed on Connect. You should regularly check the information we hold about your firm, as you are responsible for making sure it is current and correct.

This page was last updated 23 October 2020

Give your feedback

Was this page useful?
Add your details...