Further analysis of credit card lending to UK individuals (IC) return

Details about the further analysis of credit card lending to UK individuals (form IC) return including deadlines, instructions, and contact details.

Key facts

Data to be reported:

Who has to report:

Firms with outstanding credit card balances greater than £100mn.

Check who needs to submit returns

Data uses:
Frequency:

Monthly

Coverage: Go to reporting criteria to find detailed calculations used to determine eligibility

Deadlines

Firms need to report figures as at the last calendar day of the reporting period.

Go to reporting criteria to download deadlines for all returns for all available years.

Reporting period Reporters impacted Deadline
(5pm UK time)
Concessionary deadline
(5pm UK time)

Deadlines for 2025 will be released in October 2024.

 

Instructions

Overview of reported data

This return captures reporting institutions' further analysis of credit card lending to UK individuals reported in items 29DB3A3 on Form BE. It also captures:

  • currency breakdowns – sterling, euro – with foreign currencies to be reported in sterling
  • repayment breakdowns

In every return firms also need to include:

  • their company name
  • their legal entity identifier (LEI) or firm reference number (FRN)
  • the first day of the reporting period
  • the last day of the reporting period

Core documents

You can find detailed instructions in the documents below.

Further analysis of credit card lending to UK individuals (IC) specific documents

Document

Notes for IC reporters Last updated
Form IS/IC/IO presentation (PPSX)
Includes a high level overview of IS/IC/IO with tips for common reporting issues
 N/A
BoE statistics data point model (DPM) 1.3.0 (ZIP)

A folder containing two documents for defining all statistical reporting: annotated templates and a data dictionary.

The Table of Contents worksheet in the annotated templates shows reporting templates relating to form IC.

24 Oct 2022
IC definitions (PDF)
Includes details of what’s in scope and definitions of IC-specific terms 1 Apr 2018
BoE statistics validations 1.3.0 (XLSX)

Business validations for cross-checking data points within form IC and the suite of other statistical returns.

View column O for a clearly worded description.

24 Oct 2022
Form SPV worked examples (PDF) Includes detailed instructions on reporting special purpose vehicles.
8 Oct 2020

All statistical returns

Document Notes for all reporters Last updated
Classification of accounts guide (PDF)
Includes detailed guidance on how to classify counterparties plus country lists 24 Apr 2024
General notes and definitions (PDF) Includes an introduction to preparing returns and definitions of common terms 24 Apr 2024

Box codes and related documents

These documents were used as part of a previous reporting method (XML) and are no longer applicable to XBRL reporting. They are still available to help firms as we transition to the new ways of working.

This page was last updated 17 April 2024