Instructions
Overview of reported data
This return captures reporting institutions’ secured and unsecured lending. It includes:
- secured loans (in sterling and euro) to individuals and individual trusts secured on residential properties (both freehold and leasehold) which are or will be occupied by the borrower, or which are rented (i.e. let to others)
- loans secured on property where the occupier works at home but no structural alterations are required to return the property to full residential use
- bridging finance (both secured and unsecured)
- all balances with and funds lent to individuals and individual trusts on an unsecured basis (including credit cards)
It also captures:
- currency breakdowns – sterling and euro – with foreign currencies to be reported in sterling
- breakdown into first and other mortgages.
In every return firms also need to include:
- their company name
- their legal entity identifier (LEI) or firm reference number (FRN)
- the first day of the reporting period
- the last day of the reporting period