Effective interest rates - December 2016

This statistical release contains average interest rates across deposit or loan accounts with UK banks and building societies, calculated using data on rates and balances.
Published on 31 January 2017
  • Effective rates on individuals’ new floating-rate mortgages increased by 7 basis points to 1.90%.
  • Effective rates on individuals’ new fixed-rate bonds fixed between 1 and 2 years increased by 12 basis points to 1.10%.
  • Effective rates on PNFC new loans fell by 20 basis points to 2.27%.

PDF Effective interest rates statistical release - December 2016

Excel Data tables

Further details about these data are available on the National Archives:

The National Archives

View and download more effective interest rates data 


If you have any comments or queries about this release please email dsd_ir@bankofengland.co.uk.

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