Key points
Commentary on this data is now incorporated into the Money and Credit statistical release to facilitate analysis.
Table A: Effective interest rates paid/received on individual's balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
| Outstanding | New business | |||||||
|---|---|---|---|---|---|---|---|---|
| Sight deposits | Time deposits | Other loans | Secured loans | Time deposits | Other loans | Secured loans | ||
| Z6IQ | Z6IW | Z6KO | Z6K6 | Z6IH | Z6K5 | Z6JM | ||
| 2020 | Sep | 0.13 | 0.56 | 6.64 | 2.13 | 0.46 | 4.78 | 1.74 |
| Oct | 0.12 | 0.55 | 6.57 | 2.12 | 0.53 | 5.15 | 1.78 | |
| Nov | 0.12 | 0.53 | 6.58 | 2.11 | 0.50 | 5.46 | 1.83 | |
| Dec | 0.12 | 0.51 | 6.55 | 2.12 | 0.42 |
5.38 |
1.90 |
|
Table B: Effective interest rates paid/received on PNFC balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
| Outstanding | New business | |||||
|---|---|---|---|---|---|---|
| Sight deposits | Time deposits | Loans | Time deposits | Loans | ||
| HSCT | HSCU | HSDC | BJ72 | BJ82 | ||
| 2020 | Sep | 0.08 | 0.29 | 2.52 | 0.08 | 1.65 |
| Oct | 0.07 | 0.27 | 2.48 | 0.08 | 1.69 | |
| Nov | 0.06 | 0.24 | 2.45 | 0.07 | 1.66 | |
| Dec | 0.06 | 0.22 | 2.45 | 0.06 | 1.86 | |
