Key points
Commentary on this data is now incorporated into the Money and Credit statistical release to facilitate analysis.
Table A: Effective interest rates paid/received on individual's balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
|
|
Outstanding |
New business |
||||||
|
|
Sight deposits |
Time deposits |
Other loans |
Secured loans |
|
Time deposits |
Other loands |
Secured loans |
|
|
|
|||||||
2021 |
Jul |
0.10 |
0.38 |
6.42 |
2.05 |
|
0.29 |
5.85 |
1.83 |
|
Aug |
0.09 |
0.37 |
6.46 |
2.05 |
|
0.29 |
5.87 |
1.82 |
|
Sep |
0.09 |
0.35 |
6.51 |
2.04 |
|
0.31 |
6.02 |
1.78 |
|
Oct |
0.09 |
0.34 |
6.44 |
2.03 |
|
0.36 |
6.27 |
1.59 |
Table B: Effective interest rates paid/received on PNFC balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
|
|
Outstanding |
New business |
||||
|
|
Sight deposits |
Time deposits |
Loans |
|
Time deposits |
Loans |
|
|
|
|||||
2021 |
Jul |
0.05 |
0.16 |
2.55 |
|
0.07 |
1.79 |
|
Aug |
0.04 |
0.15 |
2.65 |
|
0.07 |
2.27 |
|
Sep |
0.04 |
0.14 |
2.65 |
|
0.07 |
1.88 |
|
Oct |
0.04 |
0.15 |
2.66 |
|
0.10 |
1.89 |
Chart 1: Effective interest rates on individuals deposits
Per cent Not seasonally adjusted
Chart 2: Effective interest rates on individuals loans
Not seasonally adjusted