Key points
Commentary on this data is now incorporated into the Money and Credit statistical release to facilitate analysis.
Table A: Effective interest rates paid/received on individual's balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
|
|
|
Outstanding |
New business |
|||||
|---|---|---|---|---|---|---|---|---|
|
|
|
Sight deposits |
Time deposits |
Other loans |
Secured loans |
Time deposits |
Other loans |
Secured loans |
|
|
|
|||||||
|
2021 |
Oct |
0.09 |
0.34 |
6.44 |
2.03 |
0.36 |
6.27 |
1.59 |
|
|
Nov |
0.09 |
0.34 |
6.54 |
2.02 |
0.37 |
6.43 |
1.50 |
|
|
Dec |
0.09 |
0.33 |
6.47 |
2.00 |
0.36 |
6.27 |
1.58 |
|
2022 |
Jan |
0.09 |
0.38 |
6.55 |
2.01 |
0.67 |
6.21 |
1.58 |
Table B: Effective interest rates paid/received on PNFC balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
|
|
|
Outstanding |
New business |
|||
|---|---|---|---|---|---|---|
|
|
|
Sight deposits |
Time deposits |
Loans |
Time deposits |
Loans |
|
|
|
|||||
|
2021 |
Oct |
0.04 |
0.15 |
2.66 |
0.10 |
1.89 |
|
|
Nov |
0.04 |
0.14 |
2.70 |
0.10 |
2.05 |
|
|
Dec |
0.05 |
0.17 |
2.75 |
0.11 |
2.03 |
|
2022 |
Jan |
0.07 |
0.18 |
2.81 |
0.20 |
2.02 |
Chart 1: Effective interest rates on individuals deposits
Per cent
Not seasonally adjusted
Chart 2: Effective interest rates on individuals loans
Per cent
Not seasonally adjusted
